Wire Specialist
Location: Irvine, CA
Job Type: Full-Time | Non-Exempt | Hybrid Eligible
Salary Range: $25 – $30 per Hourly
About Commercial Bank of California
Commercial Bank of California (CBC) is the largest Latino-owned bank in California and a certified Minority Depository Institution (MDI). Headquartered in Irvine and founded in 2003, CBC is one of the largest privately held banks in the state, with over $3.5 billion in assets as of December 2024.
We are a purpose-driven financial institution committed to building long-term relationships and delivering innovative, personalized banking solutions. Our leadership reflects the diverse communities we serve, and our mission is rooted in empowering entrepreneurs, business owners, and community leaders to thrive.
As a certified MDI, CBC is proud to play a vital role in advancing financial inclusion and economic opportunity. We believe in a higher vision for banking—one that prioritizes trust, collaboration, and community impact. Join us and be part of a team that’s redefining what it means to be a community-focused, relationship-driven bank that puts people over profits.
Job Summary
The Wire Specialist plays a critical role in ensuring the accurate and secure processing of all incoming, outgoing, domestic, and international wire transfers. This position is responsible for validating wire requests through client callbacks, confirming approvals, agreements, and availability of funds, and adhering to the Bank’s risk mitigation procedures. The Wire Specialist also manages all tracer and investigation requests from internal teams and external institutions, contributing to the integrity and efficiency of the Bank’s wire operations.
Essential Duties and Responsibilities
- Reviewing all wire documentation and agreements for accuracy and proper authority.
- Work in a collaborative, effective manner with other departments to authenticate and validate wire originators.
- Verify Online wires with Client
- Monitor all outgoing wire requests for potential fraud by following risk policies and procedures set by the Bank.
- Process service messages, drawdowns, and return transactions.
- Daily reconciliation of all wire transfers, ensuring accurate balancing and posting of all requests.
- Monitor for suspicious transactions/activity
- Assist Bank Operations Department
- Performs other duties as requested or assigned.
- Performs the position safely, without endangering the health or safety to themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to one’s own actions and conduct.
Minimum Qualifications
These specifications are general guidelines based on the minimum experience normally considered essential to the satisfactory performance of this position. The requirements listed below are representative of the knowledge, skill and/or ability required to perform the position in a satisfactory manner. Individual abilities may result in some deviation from these guidelines.
- High school diploma or equivalent required
- Minimum 3-5 years of related experience – including wire experience, branch experience (teller, new accounts); back office bank operations
- Working knowledge of full cycle wire transfer requests, bank products, services, and general operations
- Intermediate digital fluency, including Microsoft Office, established banking technology, and web-based solutions Proper verbal and written communication, including proper grammar, punctuation, and spelling, with the ability to train, draft reports and correspondence in an articulate and professional manner to clients and teammates
- Ability to recognize issues or situations, as they, or prior to them occurring and resolve with partnership with the Bank Operations Manager
- Prioritize, multi-task, and work effectively and efficiently in a deadline-driven, fast-paced environment with daily fluctuating volumes
Benefits & Perks
- Competitive employer contribution to medical, dental and vision coverage
- 401k plan with employer match
- Flexible Spending Accounts (FSA) and Dependent Care Accounts
- Employee Assistance Program (EAP)
- Employer provided Calm subscription
- Employer provided mental health benefits through Teladoc
- Life, AD&D and disability insurance
- Minimum 15 Days of Vacation, 11 Paid Federal Holidays, Paid Time off to Volunteer
- Online discount program
- Tuition Reimbursement Program
Join Our Team!
Equal Employment Opportunity & Accommodations
Commercial Bank of California is proud to be an Equal Employment Opportunity employer. We are committed to creating an inclusive environment for all employees and applicants. All qualified individuals will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national origin, disability, protected veteran status, or any other legally protected characteristic.
We evaluate applicants fairly and equitably, including those with criminal histories, in accordance with applicable federal, state, and local laws.
Commercial Bank of California is also committed to providing reasonable accommodations to individuals with disabilities. If you require a reasonable accommodation during the application or interview process, please contact us at hr@cbcal.com with the nature of your request and your contact information.
Recruitment Policy
Commercial Bank of California does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to CBC, either directly or indirectly, will be considered the property of Commercial Bank of California.
We will not pay a fee for any placement resulting from the receipt of an unsolicited resume. To submit candidates for consideration, recruiting agencies must have a valid, written, and fully executed agreement with Commercial Bank of California. Without such an agreement in place, no agency submissions will be accepted or compensated.
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